Disclaimer

Last Updated: March 17, 2026

General Information Only

The information provided on navyfederalguide.com (the "Site") is for general informational and educational purposes only. All information on the Site is provided in good faith, but Navy Federal Guide makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. Under no circumstance shall Navy Federal Guide have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk. The content on this Site is provided "as is" without any representations or warranties, and Navy Federal Guide expressly disclaims all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

No Professional Advice

The Site contains general information about financial services, credit union banking, online access, lending products, and related topics. This information is not advice and should not be treated as financial, legal, tax, investment, accounting, or other professional advice. Navy Federal Guide is not a financial advisory firm, credit union, bank, investment advisor, law firm, accounting firm, or other professional services entity, and we do not provide professional services. The information on this Site does not take into account your individual circumstances, financial situation, or specific needs. Before making any financial decisions, entering into any credit union relationship, applying for any loan or credit product, or taking any actions based upon the information on this Site, we strongly recommend that you consult with qualified professionals who can consider your individual circumstances and provide advice tailored to your specific situation. You should not disregard professional advice or delay seeking it because of something you have read on this Site. Any decisions you make based on information obtained from this Site are your sole responsibility, and Navy Federal Guide expressly disclaims all liability for any consequences resulting from your reliance on such information.

No Credit Union Affiliation

THIS SITE IS NOT THE OFFICIAL WEBSITE OF NAVY FEDERAL CREDIT UNION AND IS NOT AFFILIATED WITH, ENDORSED BY, OR SPONSORED BY NAVY FEDERAL CREDIT UNION OR ANY OF ITS SUBSIDIARIES, DIVISIONS, OR RELATED ENTITIES. Navy Federal Guide is an independent educational resource created to provide helpful information and guidance about Navy Federal Credit Union's digital services and product offerings. All references to Navy Federal Credit Union, its products, services, or trademarks on this Site are for identification and informational purposes only and do not imply any endorsement, affiliation, or association with Navy Federal Credit Union. Navy Federal Credit Union, the Navy Federal logo, and all related product names are registered trademarks of Navy Federal Credit Union, and such trademarks are the property of their respective owners. Any reference to Navy Federal Credit Union on this Site is not intended to suggest any formal relationship or endorsement, and visitors should understand that Navy Federal Guide operates independently from Navy Federal Credit Union.

No Endorsement

Reference on this Site to any specific commercial product, process, service, lender, financial institution, credit union, or trade name does not constitute or imply endorsement, recommendation, or favoring by Navy Federal Guide. The views and opinions expressed on this Site are solely those of the authors and do not necessarily reflect the official policy or position of any other agency, organization, employer, or company, including Navy Federal Credit Union. Any mention of third-party products, services, websites, or organizations is for informational purposes only and does not constitute an endorsement or recommendation. The inclusion of any links to third-party websites does not imply endorsement, approval, or verification of the content or accuracy of such websites. Visitors should conduct their own research and due diligence before engaging with any third-party products or services mentioned on this Site.

Accuracy of Information

We strive to ensure that all information presented on this Site is accurate, current, and reliable. However, credit union services, features, policies, fees, rates, contact information, and online access procedures may change at any time without notice. Navy Federal Guide cannot guarantee that all information is completely current or accurate at the moment you access it. Information may become outdated, and we undertake no obligation to update or correct information on an ongoing basis. We recommend that users verify any critical information directly with official sources, including Navy Federal Credit Union's official website at www.navyfederal.org or by contacting their member support at 1-888-842-6328. Reliance on any information provided on this Site is solely at your own risk, and we encourage you to use this Site as a starting point for research rather than as the sole basis for financial decisions.

No Liability for Actions

Under no circumstances shall Navy Federal Guide, its operators, affiliates, officers, directors, employees, agents, representatives, licensors, or service providers be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Site, any content on the Site, or any actions you take based on information obtained from the Site. This includes, without limitation, any loss of profits, business interruption, loss of data, or any other commercial or financial damages, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Site or any content is to stop using the Site. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so some of the above limitations may not apply to you, in which case liability shall be limited to the fullest extent permitted by applicable law.

No Account Access or Processing

Navy Federal Guide does not provide access to Navy Federal Credit Union systems, process login credentials, facilitate banking transactions, handle account applications, or assist with account-specific issues in any way. We cannot help with login problems on the official Navy Federal website, transaction disputes, account verification, or any other matters requiring access to credit union systems or member account information. For such issues, you must contact Navy Federal Credit Union directly through their official channels. Any attempt to use this Site for actual banking transactions or account access is inappropriate and will not be successful. This Site serves solely as an informational resource and does not provide any banking or financial services.

External Links

This Site may contain links to external websites and third-party resources, including the official Navy Federal Credit Union website. These links are provided solely for your convenience and do not constitute endorsement, approval, or verification of the content or accuracy of such external sites. Navy Federal Guide has no control over the content, privacy policies, terms of use, or practices of any third-party websites and assumes no responsibility for them. When you click on a link to an external website, you will leave our Site and be subject to the terms, conditions, and privacy policies of that external website, which may differ significantly from ours. We encourage you to review the terms and policies of any third-party websites you visit. Your use of any external website is entirely at your own risk, and Navy Federal Guide disclaims all liability arising from your use of or reliance on any such websites.

No Guarantees

Navy Federal Guide makes no guarantees or warranties about the availability, reliability, or uninterrupted access to this Site. We may suspend access to the Site for maintenance, updates, or other reasons without notice. We do not guarantee that the Site will be compatible with all devices, browsers, or operating systems. We are not responsible for any technical issues, server problems, or other factors that may prevent access to the Site or affect its performance. Your use of this Site is at your own risk, and we recommend that you maintain backup methods for obtaining important financial information directly from official sources.

Changes to Information

The information presented on this Site may be updated, modified, or removed at any time without notice. Navy Federal Guide reserves the right to make changes to content, features, or functionality at its sole discretion. We undertake no obligation to notify users of changes or to maintain historical versions of information. Users are encouraged to verify current information with official sources before making decisions based on content from this Site.

User Responsibility

You acknowledge that your use of this Site is voluntary and that you are solely responsible for any decisions, actions, or outcomes resulting from your use of information obtained from this Site. You agree to exercise your own judgment and conduct your own research before making any financial decisions or taking any actions based on Site content. You agree to indemnify and hold harmless Navy Federal Guide from any claims, losses, or damages arising from your use of the Site or reliance on its content. You further acknowledge that this Site is not a substitute for professional advice and that you should consult qualified professionals for advice tailored to your specific circumstances.

Contact Information

If you have questions about this Disclaimer or any content on this Site, please contact us at info@navyfederalguide.com. Please note that we cannot assist with account-specific issues or banking matters—for such concerns, please contact Navy Federal Credit Union directly at 1-888-842-6328.

Your Acceptance of This Disclaimer

By using this Site, you signify your acceptance of this Disclaimer and all terms and conditions contained herein. If you do not agree with any part of this Disclaimer, you must immediately discontinue use of this Site. Your continued use of the Site following the posting of any changes to this Disclaimer constitutes your acceptance of those changes.